One or more photo(s) has been virtually staged. With an acceptable offer, the seller will provide a $5,000 credit at closing. Buyers may also qualify for a lender-paid 1-point interest rate buy-down when financing through the seller's preferred lender. Charming and versatile 3-bedroom, 2-bath home offering 1,728 square feet of living space with no HOA and located outside of a flood zone. Situated on a fully fenced lot, this property features fresh interior paint and luxury vinyl plank flooring throughout. The first floor serves as the main living area and offers a spacious family room complete with an electric fireplace, along with one bedroom and a full bathroom. This level also includes a dedicated laundry area, office nook, and generous storage space, making it ideal for guests, multi-generational living, a home office, or other flexible living arrangements. The second story houses two additional bedrooms, one full bathroom, and the home's kitchen and dining space. The kitchen and dining flow right into the front balcony, creating an enjoyable setting for everyday living and entertaining. The primary bedroom also features direct balcony access, offering a comfortable retreat. With separate entrances to both the upper and lower levels, this home provides added flexibility and potential for a variety of living situations. Additional highlights include a metal roof, a brand-new 2026 water heater, a 2016 HVAC system, and a spacious fully fenced backyard. Conveniently located near Moon Lake, shopping, dining, parks, and established neighborhoods, this property offers a unique combination of flexibility, value, and opportunity.