Under contract-accepting backup offers. Expand your PORTFOLIO or make it your NEW HOME ~ This beautifully updated 3-bedroom, 2-bath property offers the option to function as a single-family home or as two separate units - a 2/1 main residence plus a private 1/1 in-law suite. Separated by a breezeway with private entrances, the in-law suite features its own kitchenette and laundry hookup, creating ideal potential for rental income, multigenerational living, or house hacking. Updated in 2021, the home showcases a stunning kitchen with granite countertops, shaker cabinetry, wine refrigerator, designer tile flooring, spacious bathrooms, and indoor laundry. Nearly all windows have been replaced, and major systems have been updated, including a 2018 roof, 2021 HVAC and split units, 2021 water heater, and added blown-in insulation for efficiency and comfort. Situated on a fully fenced double lot, the backyard is a true Florida retreat. Enjoy the in-ground pool, outdoor shower, dedicated pool bath (third bathroom), fire pit area, raised garden beds, chicken coop, large shed, and abundant secure parking for RVs, boats, and recreational toys. Located in Flood Zone X and a non-evacuation zone, where flood insurance is not typically required. Whether you're seeking a revenue-producing property or a private Florida lifestyle oasis, this versatile St. Pete opportunity delivers both.