One or more photo(s) has been virtually staged. HUGE PRICE ADJUSTMENT! Welcome to your own private WATERFRONT OASIS, perfectly positioned on a quiet canal with DIRECT ACCESS TO THE BAY. This beautifully updated home blends timeless elegance with effortless Florida living and is flooded with natural light throughout. The stunning kitchen is a true showstopper, featuring crisp white cabinetry with soft-close drawers, pull-out trays, under-cabinet lighting, endless Level 5 quartz countertops, stainless steel appliances, and striking gold hardware. Stacked porcelain tile flows throughout the main living areas, enhancing the bright and open feel. The thoughtfully designed floor plan offers a charming eat-in nook that also works beautifully as a home office & upgraded lighting throughout. The inviting living room enjoys wood-burning fireplace and opens to the outdoors through oversized sliders, seamlessly connecting indoor and outdoor living. The dining area overlooks an expansive lower-level covered and screened lanai, ideal for alfresco meals and entertaining. A private en-suite bedroom downstairs is perfect for guests, along with a convenient half bath including fabulous newer washer & dryer. The converted garage provides additional living space while still offering ample storage with built-in shelving. Upstairs greets you with an open loft which would be ideal for an exercise room or media space! Just outside the floor to ceiling sliders is an expansive open balcony, perfect for your favorite beverage and sunsets! The spacious owner's suite is a true retreat, boasting an oversized walk-in closet & step in shower! An additional en-suite bedroom-complete the upper level. Your private dock features a newer boat lift, plus electric and water, making days on the bay effortless. This exceptional waterfront home offers the perfect balance of comfort, style, and coastal lifestyle living.