NEW PRICE $1,099,000 | FLOOD INSURANCE JUST $2,000/YR (TRANSFERABLE) | SELLER FINANCING | 628 FT GULF-ACCESS WATERFRONT ON 1.53 ACRES. The two questions every Crystal River waterfront buyer asks are already answered: the flood policy transfers at about $2,000 a year, and the seller will consider financing. Wrapped by water on three sides, this private point feels like your own island, with 628 feet of shoreline and direct boat access to the Crystal River and the Gulf of Mexico. The 10,000-lb boat lift sits on new Kevlar-wrapped pilings (2026) and is ready for your boat at closing. The fully renovated 2,802 sq ft block/stucco home has a split-bedroom plan, travertine marble floors, hardwood interior doors, French doors to the water, a wood-burning fireplace, and an eat-in kitchen with stone counters and 2025 GE appliances. The primary suite has a spacious walk-in closet. Recent updates include dual-zone Trane HVAC (2022/2024) and a 2025 washer/dryer; roof 2012. Two-car attached garage, public water and sewer, high-speed internet, and no HOA. Mature oaks and palms line the shore, where dolphins, manatees, and sandhill cranes are regular visitors. Investors: the owner ran it as a vacation rental in 2024 at $350/night. Zoned CLR. Crystal River Primary, Middle, and High School district. Take the 360 virtual tour, then call to book a private showing.