REDUCED & HIGHLY MOTIVATED - One of the Most Affordable HOA-Restricted Single Family Homes in Punta Gorda! Trade yard work for sunsets and serenity in Rio Villa Lakes, a gated 55+ community where low-maintenance living meets resort-style amenities. This 2021-built corner-lot charmer sits high on a 10' ASL stem wall and for additional peace of mind it includes a fully transferrable flood policy, surrounded by swaying palms and undeniable curb appeal. Step inside and discover a move-in-ready, concrete block home protected by impact-rated windows, doors, and shutters. The bright, open floor plan features 3 bedrooms, 2 bathrooms, and fresh ceramic tile throughout, with the primary suite tucked away for peaceful privacy. The heart of the home-a newly updated chef's kitchen-shines with granite countertops, a farmhouse sink, stainless appliances, and a walk-in pantry ready for your culinary creations. Your primary retreat boasts a large walk-in closet and spa-like en-suite bath, while two additional bedrooms offer versatility for guests, hobbies, or a home office. Enjoy Florida's breezes from the screened lanai or relax on the paved patio surrounded by lush landscaping and mature palms-ideal for BBQs, morning coffee, or happy hour. Practical upgrades include a 2-car garage with built-in storage and laundry, irrigation system, and fresh interior paint. Plus, enjoy the community's heated pool, tennis court, clubhouse, and pet-friendly walking areas-all just minutes from downtown Punta Gorda's waterfront dining, boutique shopping, farmers market, and marina. With easy access to I-75, beaches, and parks, this affordable single-family home offers the space and privacy of a house with the lock-and-leave convenience of a condo. Why settle for less? Start living your best Punta Gorda lifestyle today! Schedule your private showing now.